If you are looking to become a first time home owner then you will be aware that you are going to need to get yourself a mortgage. There are thousands of different mortgage providers in the United Kingdom these days, and finding out which one is best for you can be a difficult task. There are many reasons why this is difficult.
One reason that finding the best mortgage provider is difficult is because interest rates on mortgages will vary greatly. Another reason that finding a mortgage deal that is right for you is because there are so many different mortgages such as: tracker mortgages, fixed rate mortgages, first time buyer mortgages, interest only mortgages, offset mortgages, buy to let mortgages and more. Let’s take a look at some of the best mortgage deals in the United Kingdom.
One mortgage provider that you might want to consider taking a look at is Santander. In particular, their two year tracker mortgage seems to be quite popular. Their two year tracker mortgage includes: a two year tracker mortgage for first tie buyers, bank of England base rate, reverting to standard rate, a booking fee of nine hundred and ninety five pounds, a maximum loan of one million pounds and much more.
Santander is a very reputable and well established bank, so you know that you are going to be getting a good deal and a reliable service. This is definitely one to look into if you are a first time buyer who is concerned about mortgages. If you would like to find out more then you can visit the Santander website or alternatively you can telephone their helpline.
Another very reputable mortgage provider in the United Kingdom that you might want to take a look at is HSBC. As an example, let’s take a look at their Discount Mortgage. With a HSBC Discount Mortgage your get the following features: a variable or fixed rate interest rate, interest that is calculated daily, no exit fee, and monthly payments that will increase and decrease as the HSBC Variable Rate rises and falls. Again, to find out more you can either visit the HSBC website or you can telephone their helpline.
The two mortgage providers mentioned above are just two out of hundreds of mortgage providers in the United Kingdom. If neither of these two are right for you then you can take a look on the internet to see if you can find a UK mortgage provider that is right for you, and offers something that suits your situation. There are many websites on the internet that serve the purpose of comparing all of the different mortgage providers in the United Kingdom.
By Ella Mathews